Helping Protect What Matters
At PHT Insurance Services, we offer tailored commercial insurance solutions that meet the demands of today’s fast-moving business world. We make coverage easy and stress-free, whether you're new or scaling up.
Construction Insurance
Protect your team, tools, and timeline from job site risks. We help you meet contract requirements while keeping your projects covered and on track.
General Liability
Protect your business from third-party claims and legal expenses with General Liability Insurance. Essential for staying compliant and secure.
Workers’ Compensation
Workers’ Compensation covers injuries or illnesses at work, helping with medical costs, lost wages, and recovery.
Tailored Protection for Your Business Legacy
We help businesses across the U.S. protect what they’ve worked hard to build—with responsive service, expert advice, and insurance solutions tailored to each industry. From contractors and daycare providers to event planners and real estate investors, our clients trust us for rapid COIs, bilingual support, and a seamless, human approach to risk management. Learn more about who we are and how we protect your business every step of the way.
Insurance Built for Business
We combine speed, service, and personalized protection to make insurance simpler and smarter for professionals across the U.S. Here’s what sets us apart.
Bilingual, Inclusive Support
We proudly serve English- and Spanish-speaking clients with clear, respectful, and culturally aware service—because everyone deserves to feel confident about their coverage.
Fast, Online Quotes
Get insured without the wait. Our digital tools let you request, compare, and bind policies online—saving you time, reducing stress, and getting your business covered faster.
Industry-Specific Solutions
We specialize in industries others overlook—like contractors, event planners, and daycares—offering policies that meet real compliance demands, job-site risks, and client expectations.
Nationwide Licensing
Licensed in all 50 states, we’re ready to support your business wherever you go—whether you’re growing locally or scaling nationally.
Clear Pricing, No Surprises
We believe in honest, upfront costs. You’ll know exactly what you’re paying for—no fine print, hidden fees, or pressure.
COIs in Minutes
Do you require a Certificate of Insurance at this time? We deliver them fast so you can win contracts, stay compliant, and get back to work—stress-free.
Get Covered Today Through Our Trusted Network of Partners
We’re a fully licensed insurance agency, trusted to serve all 50 states with expert guidance and industry-compliant coverage. From New York to nationwide, we bring licensed expertise and personal support.
Contact Us
Office location
2005 Palmer #809 Avenue, Larchmont, New York, 10538Send us an email
[email protected]